Commercial property insurance protects the physical assets of a business, including buildings, equipment, and inventory. Legends Elite Solutions compares coverage across multiple carriers for commercial property owners and managers statewide — from Austin and San Antonio to Houston and Dallas-Fort Worth — for the property types and risks specific to each market.
Inquire NowLegends Elite Solutions compares commercial property coverage for owners and managers across Texas, with deep experience in these major metro markets.
Commercial property policies provide either replacement cost coverage, actual cash value coverage, or a combination of both. To be fully protected, make sure your policy provides replacement cost coverage.
Pays to repair or replace your property at current costs. This means the policy will pay enough to rebuild your building and replace your property with new items, even if the cost is more than what you originally paid.
Pays replacement cost minus depreciation, a decrease in value because of wear and tear or age. It is less expensive; however, the policy might not pay enough to fully rebuild your business.